​Insurance

​we've got you covered

The following insurances are included in all El Monte RV motorhomes standard rental rates:


Vehicle Incident Protection (VIP)

The VIP coverage reduces the renter’s responsibility to $1000 per occurrence, the rate for this is included in the rental prices. At all times the renter is responsible for up to $1000 per occurrence as a deductible.


Public Liability

El Monte RV motorhomes maintains insurance coverage for liability claims, property damage and/or personal injuries resulting from the operation of an El Monte vehicle. The coverage provides third party legal limits to protect the renter and authorised driver’s, but is limited to the minimum financial limits determined by the US state or Canada province in which the incident occurred. 
Claims in excess of the state or province limits may arise. These claims are the responsibility of the renter and El Monte RV motorhomes assumes no responsibility for such liability claims unless additional insurance is purchased from El Monte to cover third party liability: 

Additional insurance options available.


Supplemental Liability Insurance (SLI) (Included in our All-Inclusive Rental)

Jurisdiction USA and Canada. This provides SLI excess auto liability insurance that protects the renter for the difference between the underlying insurance and up to $1,000,000.00 against claims by a third party for bodily injury and or property damage sustained as a result of an accident. Note there is no deductible with the SLI. Our ‘all inclusive’ package includes SLI insurance cover as standard. 


Mexico Auto Liability Insurance (MALI) – PAID AT PICKUP

Jurisdiction Mexico. If you plan to drive into Mexico for any length of time it is mandatory that you take out MALI. There are certain conditions attached to driving into Mexico and it is important that you read the details as contained in our important information. Charged only for the days actually spent within Mexico.